V12 Finance
At the practice, we can provide access to interest-free and interest-bearing finance options that allow you to spread the cost of treatment, making it more affordable*
There’s a range of finance facilities available, allowing you to choose the one that suits you best.
Sounds interesting? Read on to find out more!
*Options may vary from practice to practice. Speak to your practice for more information.
Your questions answered!
We’ve tried to answer the most commonly asked questions here, but if there’s anything else you’d like to know, please speak to a member of the team.
Almost anyone, if you are over 18, below 80 and a UK resident, subject to status and usual credit checks. You don’t have to belong to a membership plan and you don’t need to be a regular visitor at this practice. Access to facilities will be subject to an online credit application.
Once your treatment plan and costs have been agreed, you’ll be able to complete an easy-to-use online credit application.
You can use our finance options for just about any treatment we provide, although they’re particularly suited to cosmetic, restorative, orthodontic and dental implant treatments.
Please ask a member of the team for more details.
The application takes just a few minutes to complete and the decision is given instantly.
If your application is approved, we can schedule treatment following the mandatory 14-day ‘cooling-off’ period.
Our range of finance facilities cover any treatment which costs over £350* and up to a maximum of £50,000.
The dental practice and Medenta Finance Limited are credit brokers and not lenders.
All credit is provided by Wesleyan Bank Limited which acts as the lender. Wesleyan Bank and Medenta Finance Limited are part of the Wesleyan Group of companies.
=For more information about the Wesleyan Group of companies, visit www.wesleyan.co.uk/legal-disclaimer
Much like any other finance facilities, you repay them in monthly payments over an agreed term. These payments are collected by Direct Debit.
With our interest-free facilities, you pay the cost of your treatment – no more, no less. In terms of the interest-bearing facilities, there will be an interest element which will be made clear to you at the outset. In both instances, we provide you with a quotation that shows the monthly payment over the term of the loan. There are no hidden costs and an upfront deposit isn’t always necessary.
We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If costs decrease, options can be discussed with the credit provider.
You can apply for finance for each course of treatment, subject to the usual credit check.
Designated members of the practice team will
be able to go through the various terms with you so you
can decide which option works best for you.
The advantages at a glance
For anyone considering using interest-free finance facilities to fund their private treatment, the advantages are clear:
Makes treatment more affordable – by allowing you to spread the cost, you can opt to have the treatment you want, when you want it.
Greater choice of treatments –by making treatments more affordable, you can access a wider range of treatments and choose the one perfect for you.
Payment terms to suit you – with a range of options available, you can choose the one best suited to your circumstances.
No upfront deposit option* – with the choice to opt for no initial financial outlay, you can avoid dipping into your savings or having to find a lump sum to start your treatment.
*Options may vary from practice to practice, for example, term, product, lending level and deposit.
Speak to your practice for more information.
| 0% APR representative example |
Treatment cost (cash price) | £2500 |
| Amount of loan | £2500 | |
| Deposit | £0 | |
| APR representative | 0% APR | |
| Interest rate – fixed | 0% | |
| Term (months) | 10 | |
| Monthly payment | £250.00 | |
| Total Payment | £2500 |
‘[Legal Entity Name] trading as [Trading Name] is a credit broker, authorised and regulated by the Financial Conduct Authority. Registered in [Location + Companies House Number] Registered Address: [Registered Address]
Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not the lender and will introduce to V12 Retail Finance Limited for which they will receive a commission. The amount of commission will vary depending on the product chosen and amount borrowed.
V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: One Arleston Way, Solihull, B90 4LH. Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC. If your application is successful, V12 Retail Finance Limited will receive a commission, the amount will vary depending on the product chosen and the amount of credit taken out. Not all products provided by V12 Retail Finance are regulated by the Financial Conduct Authority. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: One Arleston Way, Solihull, B90 4LH.
Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publish.
Telephone calls may be recorded for training and monitoring purposes’.
Thank you. Best wishes,
To find out how you could benefit from this easy way to pay for the treatment you want, please speak to a member of the practice team.
Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act.
Credit is provided by Wesleyan Bank Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Bank Ltd (Registered in England and Wales No 2839202) Registered Office: PO Box 3420, Colmore Circus, Birmingham B4 6AE. Tel: 0800 358 1122. www.wesleyanbank.co.uk
Terms and conditions apply. Written quotations are available on request from Wesleyan Bank Limited. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18.
Wesleyan Bank Limited reserves the right to decline any application. APR and repayment details are correct at time of print.
Telephone calls may be recorded for monitoring and training purposes.
Rodericks Dental Limited trading as Chard House Dental Practice is a credit broker, authorised and regulated by the Financial Conduct Authority. Registered in England & Wales 00190237, Registered Address: 15 Basset Court, Loake Close, Grange Park
Website Built and Powered by BoostOnline UK Group Ltd.
